Microfinance
Plonio
Microfinance, from member to repayment.
A complete system for microfinance institutions: onboard members, approve and disburse loans, collect repayments in the field and track portfolio health in real time.
Portfolio overview
All branches · This month
Active borrowers
12,480
+3.1%
Outstanding
LKR 384.2M
+5.4%
PAR 30
2.4%
−0.3%
Collected today
96.8%
On track
Disbursements · 12 months
Arrears ageing
1–30 days62%
31–60 days24%
61–90 days9%
90+ days5%
Kandy · Centre 14Group loanLKR 450,000Approved
Matara · Centre 03IndividualLKR 120,000Pending
Kurunegala · Centre 22Group loanLKR 300,000Disbursed
Centre 14 · Today
LKR 186,400
collected of 192,000
N. Perera✓ 4,800
S. Fernando✓ 6,200
K. Silva• 3,500
R. Jayasena✓ 5,000
What Plonio does
Built for
Microfinance institutions, credit co-operatives and lending societies.
Member onboarding & KYC
Register members and groups with ID verification and document capture.
Loan origination
Configurable loan products, credit appraisal and multi-level approvals.
Group & centre lending
Manage centres, groups and joint-liability loans.
Collections app
Field officers record repayments on mobile, even with poor connectivity.
Portfolio at risk
Live PAR, arrears ageing and branch performance dashboards.
Accounting & SMS
Automatic ledger postings and repayment reminders by SMS.
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Dealer A4.3
Dealer B4.1
Dealer C3.8
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Top complaint
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Response rate
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Area avg 61%
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